The 5 W's.  Click on the PRIVACY Link for more informations too...

GATHER.  Information you provide is Confidential.  Here is where you can classify all the Income and Expenses monthly to get a clear picture of where you are and where you want to be.  Inflows and Outflows in your Life...

The CORE.  Essentially all of us have three primary areas in our budget.  Essentially everything we do can be summarized in these 3 areas:  1.  OBLIGATIONS, or Heat, Eat and Taxes; 2.  DISCRETIONARY Spending like Entertainment, Vacations, Holidays, Gifts or other Variable Expenses; and 3.  BURDEN or All the Debt we chose to incur,but NOW can CONVERT to Savings and Interest EARNings rather than Interest Expense!

GET PAID to Help others.  Understanding that tour BEST FRIENDS, Family, CLients and Co-workers deserve to BE Truly Debt Free too...and receive extra money just for them learning what you learned.